Medicare Plans in Idaho
Medicare plans in Idaho are offered by private, for-profit companies that participate in the Medicare program. Medicare Advantage got its beginning in 1995 with the passage of the Medicare Choice Act. The purpose was to provide more choices to individuals seeking medicare coverage.
Finding Medicare Plans in Idaho
Private health insurance providers sell Medicare Advantage Plans through brokerages and direct marketing companies. They also offer Medicare Supplement plans. Medicare Supplement plans must provide the same services as Medicare Parts A and B, including long-term and short-term care. Some basic differences between Medicare Advantage Plans and Medicare Parts A & B are that they do not cover maternity benefits, vision care, and some prescription drugs.
You can get a Medicare supplement or an Advantage plan from several companies. Each company has different rules that govern when you can enroll in your plan and what benefits you can get. In order to find out more about the advantages and disadvantages of each type of plan, you should contact a Medicare representative. There are also websites that allow you to compare various Medicare plans in Idaho. If you are unable to find a plan that you like, you should also be able to get a quote for Medicare Part D, which helps protect seniors from rising costs on medications.